{"id":3569,"date":"2018-03-15T16:18:15","date_gmt":"2018-03-15T14:18:15","guid":{"rendered":"https:\/\/funky.ong\/?p=3569"},"modified":"2026-05-27T16:33:25","modified_gmt":"2026-05-27T13:33:25","slug":"spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata","status":"publish","type":"post","link":"https:\/\/funky.ong\/en\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/","title":{"rendered":"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103"},"content":{"rendered":"<p><em>Cadrul legal \u0219i institu\u021bional privind sp\u0103larea banilor \u00een Rom\u00e2nia este \u00eenvechit \u0219i nu mai respect\u0103 nici m\u0103car cerin\u021bele minimale ce vin din calitatea de stat membru UE. Rom\u00e2nia \u00eenc\u0103 nu a armonizat legisla\u021bia na\u021bional\u0103 cu a patra Directiv\u0103 pentru combaterea sp\u0103l\u0103rii banilor, \u00een timp ce la nivel european deja exist\u0103 \u00een lucru un nou cadru legal care s\u0103 acopere provoc\u0103rile legate de finan\u021barea terorismului, monedele virtuale \u0219i identificarea beneficiarilor reali ai companiilor. O analiz\u0103 pornit\u0103 de la investiga\u021biile jurnali\u0219tilor de la RISE Project din Rom\u00e2nia \u0219i Moldova arat\u0103 o serie de vulnerabilit\u0103\u021bi \u00een cadrul actual de combatere a sp\u0103l\u0103rii banilor. De asemenea, documentul prezint\u0103 o serie de recomand\u0103ri discutate cu profesioni\u0219tii din domeniu. <\/em><!--more--><\/p>\n<p>&nbsp;<\/p>\n<p>\u021a\u0103rile est-europene precum Rom\u00e2nia, Bulgaria sau Republica Moldova sunt adesea v\u0103zute ca spa\u021bii predilecte pentru opera\u021biuni de sp\u0103lare de bani. Sp\u0103larea banilor este instrumentul care conecteaz\u0103 crima organizat\u0103 de criminalitatea gulerelor albe. De la re\u021bele mici de crim\u0103 organizat\u0103 \u0219i p\u00e2n\u0103 la re\u021bele transna\u021bionale, toate folosesc scheme de sp\u0103lare de bani pentru a albi c\u00e2\u0219tigurile din activit\u0103\u021bi infrac\u021bionale precum traficul de droguri \u0219i de fiin\u021be, corup\u021bie sau evaziune fiscal\u0103.<\/p>\n<p>Investiga\u021biile jurnalistice din regiune arat\u0103 c\u0103 organiza\u021biile criminale opereaz\u0103 acum inclusiv \u00een cyberspace, folosind noile tehnologii pentru a sp\u0103la produsele infrac\u021biunilor. De\u0219i nu sunt dominante, acestea par a fi din ce \u00een ce mai des folosite. Cu toate acestea, din anchetele jurnalistice, nu pare c\u0103 utilizarea unor instrumente precum cripto-valutele este privit\u0103 de autorit\u0103\u021bile na\u021bionale ca fiind o prioritate pentru cadrul legislativ \u0219i institu\u021bional de combatere a sp\u0103l\u0103rii banilor.<\/p>\n<p>Acest dezinteres pentru subiect nu este \u00eent\u00e2lnit \u0219i la nivel european. \u00cen vreme ce Rom\u00e2nia nu \u0219i-a armonizat legisla\u021bia na\u021bional\u0103 nici m\u0103car cu <a href=\"http:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/PDF\/?uri=OJ:JOL_2015_141_R_0003&amp;from=ES\">Directiva European\u0103 2015\/849<\/a> \u0219i a intrat \u00een <a href=\"https:\/\/www.riseproject.ro\/romania_la_purtator-directiva-uitata\/\">proces de infringement<\/a> din aceast\u0103 cauz\u0103, la Bruxelles se lucreaz\u0103 deja la amendamente la legisla\u021bie care s\u0103 \u00eent\u0103reasc\u0103 \u0219i mai mult lupta \u00eempotriva sp\u0103l\u0103rii banilor. Toate aceste elemente au fost discutate \u00een cadrul unei mese rotunde cu profesioni\u0219ti din domeniu (reprezentan\u021bi ai sistemului judiciar \u0219i administrativ cu atribu\u021bii \u00een aceast\u0103 arie).<\/p>\n<p>Principalele probleme \u0219i recomand\u0103ri rezultate din aceast\u0103 \u00eent\u00e2lnire sunt:<\/p>\n<ul>\n<li>Evaluarea riscurilor este esen\u021bial\u0103 pentru a \u00een\u021belege care sunt domeniile vulnerabile \u0219i tipologiile de cazuri cele mai frecvente<\/li>\n<li>Standardele interna\u021bionale \u00een materie (FATF) nu sunt foarte bine cunoscute, fapt pentru care practicienii nu le aplic\u0103, de aceea ar fi necesare formare \u0219i informare \u00een acest domeniu<\/li>\n<li>Capacitatea de investigare financiar\u0103 la nivelul procurorilor este \u00eenc\u0103 sc\u0103zut\u0103, at\u00e2t din perspectiva num\u0103rului de profesioni\u0219ti \u00een domeniu, c\u00e2t \u0219i din perspectiva resurselor<\/li>\n<li>Pentru procurori, cadrul legal este unul limitativ \u0219i exist\u0103 reticen\u021b\u0103 \u00een reglementarea unor domenii noi precum cel al cripto-valutelor, fapt pentru care ace\u0219tia evit\u0103 s\u0103 mearg\u0103 pe fluxul informa\u021biilor dac\u0103 nu exist\u0103 suspiciuni c\u0103 banii din spatele lor provin din surse ilicite<\/li>\n<li>Oficiul Na\u021bional pentru Prevenirea \u0219i Combaterea Sp\u0103l\u0103rii Banilor (Financial Intelligence Unit pentru Rom\u00e2nia) ar trebui s\u0103 fie o institu\u021bie cheie, \u00eens\u0103 de pu\u021bine ori sesiz\u0103rile vin de acolo; ar trebui evaluat\u0103 efectivitatea acesteia de la sesizare la condamnare pe cazurile de sp\u0103lare de bani<\/li>\n<li>Registrul beneficiarilor reali din spatele persoanelor juridice private este \u00eenc\u0103 un vis \u00eendep\u0103rtat, de\u0219i exist\u0103 obliga\u021bia acestuia prin cadrul de reglementare european; este \u00eens\u0103 sesizat\u0103 o responsabilizare mai mare a ONRC pentru a pune \u00een practic\u0103 un astfel de registru<\/li>\n<li>Exist\u0103 riscul ca unii profesioni\u0219ti din domeniul juridic (avoca\u021bi, notari, executori) s\u0103 devin\u0103 verigi \u00een infrac\u021biuni de sp\u0103lare de bani, de aceea ar fi necesar ca \u0219i ei s\u0103 fie implica\u021bi mai mult.\/ co-interesa\u021bi \u00een identificarea unor astfel de cazuri<\/li>\n<li>De\u0219i exist\u0103 un grad ridicat de risc pentru profesioni\u0219tii din domeniul juridic s\u0103 fie parte a unor astfel de scheme, pentru mul\u021bi nu exist\u0103 capacitatea de a verifica originea crean\u021belor sau de a face investiga\u021bii financiare<\/li>\n<li>La nivelul unor institu\u021bii precum ANAF, este sesizat\u0103 o lips\u0103 a resurselor logistice \u00een materie pentru a urm\u0103ri astfel de instrumente (at\u00e2t din perspectiva mediilor de stocare, c\u00e2t \u0219i din perspectiva capacit\u0103\u021bii de procesare a informa\u021biei)<\/li>\n<li>Exist\u0103 \u00eens\u0103 un \u00eenceput de reglementare din partea Ministerului Finan\u021belor pentru aceast\u0103 zon\u0103, ultimele formulare pentru declararea venitului brut incluz\u00e2nd \u0219i solicitarea de includere a cripto-valutelor<\/li>\n<\/ul>\n<p>La acest moment, Oficiul Na\u021bional pentru Prevenirea \u0219i Combaterea Sp\u0103l\u0103rii Banilor <a href=\"http:\/\/www.onpcsb.ro\/legislatie-onpcsb\/propuneri-legislative\">a publicat un proiect de lege pentru transpunerea directivei europene<\/a> \u00eens\u0103 este neclar circuitul de adoptare pe care va intra acesta \u2013 dac\u0103 va fi un proces decizional gestionat de Guvern sau dac\u0103 va fi preluat \u00een Parlament. Indiferent cum ar fi, este crucial ca procedura de armonizare cu legisla\u021bia european\u0103 s\u0103 nu fie una f\u0103cut\u0103 pe repede-\u00eenainte. De\u0219i \u00eent\u00e2rzierea este una semnificativ\u0103, acest lucru nu ne permite s\u0103 avem o legisla\u021bie care s\u0103 fie cu adev\u0103rat bine ancorat\u0103 \u00een vulnerabilit\u0103\u021bile din regiunea noastr\u0103 \u0219i nici insuficient\u0103 pentru nevoile practicienilor din domeniu. Compara\u021bia cu Republica Moldova ne arat\u0103 c\u0103, cel pu\u021bin \u00een ceea ce prive\u0219te implementarea recomand\u0103rilor interna\u021bionale \u0219i europene, ace\u0219tia au f\u0103cut acest proces mai a\u0219ezat, pornind de la primul pas necesar, respectiv analiza de riscuri.<\/p>\n<p>&nbsp;<\/p>\n<p>\u00centreaga analiz\u0103 poate fi citit\u0103 (\u00een englez\u0103) aici:\u00a0<a href=\"https:\/\/funky.ong\/wp-content\/uploads\/2018\/03\/Money-Laundering-Patterns-in-Eastern-Europe-.pdf\">Money Laundering Patterns in Eastern Europe<\/a><\/p>\n<p>Anchetele jurnalistice precum \u0219i cercetarea au fost realizate \u00een cadrul unui proiect implementat cu sprijinul Ambasadei Regatului \u021a\u0103rilor de Jos \u00een Rom\u00e2nia, de c\u0103tre RISE Project Rom\u00e2nia \u00een parteneriat cu RISE Project Moldova \u0219i Funky Citizens.<\/p>","protected":false},"excerpt":{"rendered":"<p>Cadrul legal \u0219i institu\u021bional privind sp\u0103larea banilor \u00een Rom\u00e2nia este \u00eenvechit \u0219i nu mai respect\u0103 nici m\u0103car cerin\u021bele minimale ce vin din calitatea de stat membru UE. Rom\u00e2nia \u00eenc\u0103 nu a armonizat legisla\u021bia na\u021bional\u0103 cu a patra Directiv\u0103 pentru combaterea sp\u0103l\u0103rii banilor, \u00een timp ce la nivel european deja exist\u0103 \u00een lucru un nou cadru legal care s\u0103 acopere provoc\u0103rile legate de finan\u021barea terorismului, monedele virtuale \u0219i identificarea beneficiarilor reali ai companiilor. O analiz\u0103 pornit\u0103 de la investiga\u021biile jurnali\u0219tilor de la RISE Project din Rom\u00e2nia \u0219i Moldova arat\u0103 o serie de vulnerabilit\u0103\u021bi \u00een cadrul actual de combatere a sp\u0103l\u0103rii banilor. De asemenea, documentul prezint\u0103 o serie de recomand\u0103ri discutate cu profesioni\u0219tii din domeniu.<\/p>","protected":false},"author":1,"featured_media":9249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[174],"tags":[],"ppma_author":[650],"class_list":["post-3569","post","type-post","status-publish","format-standard","has-post-thumbnail","category-educatie-civica","author-admin"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103 - Funky Citizens<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/funky.ong\/en\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103 - Funky Citizens\" \/>\n<meta property=\"og:description\" content=\"Cadrul legal \u0219i institu\u021bional privind sp\u0103larea banilor \u00een Rom\u00e2nia este \u00eenvechit \u0219i nu mai respect\u0103 nici m\u0103car cerin\u021bele minimale ce vin din calitatea de stat membru UE. Rom\u00e2nia \u00eenc\u0103 nu a armonizat legisla\u021bia na\u021bional\u0103 cu a patra Directiv\u0103 pentru combaterea sp\u0103l\u0103rii banilor, \u00een timp ce la nivel european deja exist\u0103 \u00een lucru un nou cadru legal care s\u0103 acopere provoc\u0103rile legate de finan\u021barea terorismului, monedele virtuale \u0219i identificarea beneficiarilor reali ai companiilor. O analiz\u0103 pornit\u0103 de la investiga\u021biile jurnali\u0219tilor de la RISE Project din Rom\u00e2nia \u0219i Moldova arat\u0103 o serie de vulnerabilit\u0103\u021bi \u00een cadrul actual de combatere a sp\u0103l\u0103rii banilor. De asemenea, documentul prezint\u0103 o serie de recomand\u0103ri discutate cu profesioni\u0219tii din domeniu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/funky.ong\/en\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/\" \/>\n<meta property=\"og:site_name\" content=\"Funky Citizens\" \/>\n<meta property=\"article:published_time\" content=\"2018-03-15T14:18:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-27T13:33:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/funky.ong\/wp-content\/uploads\/2023\/03\/logo-funky-citizens-2016-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"614\" \/>\n\t<meta property=\"og:image:height\" content=\"614\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Funky Citizens\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Funky Citizens\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/\"},\"author\":{\"name\":\"Funky Citizens\",\"@id\":\"https:\\\/\\\/funky.ong\\\/#\\\/schema\\\/person\\\/6b8d5f90298963739c2ff1f1ff5290b0\"},\"headline\":\"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103\",\"datePublished\":\"2018-03-15T14:18:15+00:00\",\"dateModified\":\"2026-05-27T13:33:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/\"},\"wordCount\":997,\"commentCount\":1,\"image\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/funky.ong\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/logo-funky-citizens-2016-1.png\",\"articleSection\":[\"Educa\u021bie Civic\u0103\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/\",\"url\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/\",\"name\":\"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103 - Funky Citizens\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/funky.ong\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/logo-funky-citizens-2016-1.png\",\"datePublished\":\"2018-03-15T14:18:15+00:00\",\"dateModified\":\"2026-05-27T13:33:25+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/#\\\/schema\\\/person\\\/6b8d5f90298963739c2ff1f1ff5290b0\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#primaryimage\",\"url\":\"https:\\\/\\\/funky.ong\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/logo-funky-citizens-2016-1.png\",\"contentUrl\":\"https:\\\/\\\/funky.ong\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/logo-funky-citizens-2016-1.png\",\"width\":614,\"height\":614},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/funky.ong\\\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/funky.ong\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/funky.ong\\\/#website\",\"url\":\"https:\\\/\\\/funky.ong\\\/\",\"name\":\"Funky Citizens\",\"description\":\"lupt\u0103m cu apatia civic\u0103\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/funky.ong\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/funky.ong\\\/#\\\/schema\\\/person\\\/6b8d5f90298963739c2ff1f1ff5290b0\",\"name\":\"Funky Citizens\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g0cb504557eb53e98deb1f8da1c0afc06\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g\",\"caption\":\"Funky Citizens\"},\"url\":\"https:\\\/\\\/funky.ong\\\/en\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103 - Funky Citizens","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/funky.ong\/en\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/","og_locale":"en_GB","og_type":"article","og_title":"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103 - Funky Citizens","og_description":"Cadrul legal \u0219i institu\u021bional privind sp\u0103larea banilor \u00een Rom\u00e2nia este \u00eenvechit \u0219i nu mai respect\u0103 nici m\u0103car cerin\u021bele minimale ce vin din calitatea de stat membru UE. Rom\u00e2nia \u00eenc\u0103 nu a armonizat legisla\u021bia na\u021bional\u0103 cu a patra Directiv\u0103 pentru combaterea sp\u0103l\u0103rii banilor, \u00een timp ce la nivel european deja exist\u0103 \u00een lucru un nou cadru legal care s\u0103 acopere provoc\u0103rile legate de finan\u021barea terorismului, monedele virtuale \u0219i identificarea beneficiarilor reali ai companiilor. O analiz\u0103 pornit\u0103 de la investiga\u021biile jurnali\u0219tilor de la RISE Project din Rom\u00e2nia \u0219i Moldova arat\u0103 o serie de vulnerabilit\u0103\u021bi \u00een cadrul actual de combatere a sp\u0103l\u0103rii banilor. De asemenea, documentul prezint\u0103 o serie de recomand\u0103ri discutate cu profesioni\u0219tii din domeniu.","og_url":"https:\/\/funky.ong\/en\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/","og_site_name":"Funky Citizens","article_published_time":"2018-03-15T14:18:15+00:00","article_modified_time":"2026-05-27T13:33:25+00:00","og_image":[{"width":614,"height":614,"url":"https:\/\/funky.ong\/wp-content\/uploads\/2023\/03\/logo-funky-citizens-2016-1.png","type":"image\/png"}],"author":"Funky Citizens","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Funky Citizens","Estimated reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#article","isPartOf":{"@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/"},"author":{"name":"Funky Citizens","@id":"https:\/\/funky.ong\/#\/schema\/person\/6b8d5f90298963739c2ff1f1ff5290b0"},"headline":"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103","datePublished":"2018-03-15T14:18:15+00:00","dateModified":"2026-05-27T13:33:25+00:00","mainEntityOfPage":{"@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/"},"wordCount":997,"commentCount":1,"image":{"@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#primaryimage"},"thumbnailUrl":"https:\/\/funky.ong\/wp-content\/uploads\/2023\/03\/logo-funky-citizens-2016-1.png","articleSection":["Educa\u021bie Civic\u0103"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/","url":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/","name":"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103 - Funky Citizens","isPartOf":{"@id":"https:\/\/funky.ong\/#website"},"primaryImageOfPage":{"@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#primaryimage"},"image":{"@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#primaryimage"},"thumbnailUrl":"https:\/\/funky.ong\/wp-content\/uploads\/2023\/03\/logo-funky-citizens-2016-1.png","datePublished":"2018-03-15T14:18:15+00:00","dateModified":"2026-05-27T13:33:25+00:00","author":{"@id":"https:\/\/funky.ong\/#\/schema\/person\/6b8d5f90298963739c2ff1f1ff5290b0"},"breadcrumb":{"@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#primaryimage","url":"https:\/\/funky.ong\/wp-content\/uploads\/2023\/03\/logo-funky-citizens-2016-1.png","contentUrl":"https:\/\/funky.ong\/wp-content\/uploads\/2023\/03\/logo-funky-citizens-2016-1.png","width":614,"height":614},{"@type":"BreadcrumbList","@id":"https:\/\/funky.ong\/spalarea-banilor-adaptarea-legislatiei-si-institutiilor-la-o-criminalitate-sofisticata\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/funky.ong\/"},{"@type":"ListItem","position":2,"name":"Sp\u0103larea banilor: adaptarea legisla\u021biei \u0219i institu\u021biilor la o criminalitate sofisticat\u0103"}]},{"@type":"WebSite","@id":"https:\/\/funky.ong\/#website","url":"https:\/\/funky.ong\/","name":"Funky Citizens","description":"lupt\u0103m cu apatia civic\u0103","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/funky.ong\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/funky.ong\/#\/schema\/person\/6b8d5f90298963739c2ff1f1ff5290b0","name":"Funky Citizens","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g0cb504557eb53e98deb1f8da1c0afc06","url":"https:\/\/secure.gravatar.com\/avatar\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g","caption":"Funky Citizens"},"url":"https:\/\/funky.ong\/en\/author\/admin\/"}]}},"authors":[{"term_id":650,"user_id":1,"is_guest":0,"slug":"admin","display_name":"Funky Citizens","avatar_url":"https:\/\/secure.gravatar.com\/avatar\/400363767a54e1f4f4068b9f96df4e7f30782e296de89da031d8283f7d2411a3?s=96&d=mm&r=g","author_category":"","first_name":"Citizens","last_name":"Funky","user_url":"","job_title":"","description":""}],"menu_order":0,"_links":{"self":[{"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/posts\/3569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/comments?post=3569"}],"version-history":[{"count":1,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/posts\/3569\/revisions"}],"predecessor-version":[{"id":3573,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/posts\/3569\/revisions\/3573"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/media\/9249"}],"wp:attachment":[{"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/media?parent=3569"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/categories?post=3569"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/tags?post=3569"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/funky.ong\/en\/wp-json\/wp\/v2\/ppma_author?post=3569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}